
\begin{tabular}{@{\extracolsep{5pt}}lD{.}{.}{-3} } 
\\[-1.8ex]\hline 
\hline \\ [-1.8ex] \multicolumn{1}{l}{Variables \emph{(continued)}} & \multicolumn{1}{c}{$\beta$} \\
\hline \\[-1.8ex] 
 \emph{Education:} & \\
                  Less than HS & 0.009$ $(0.018) \\ 
  Less than HS x 1975 $-$ 1979 & -0.017$ $(0.015) \\ 
  Less than HS x 1980 $-$ 1984 & -0.019$ $(0.017) \\ 
  Less than HS x 1985 $-$ 1989 & -0.041$ $(0.021) \\ 
  Less than HS x 1990 $-$ 1996 & -0.064$ $(0.027) \\ 
  Less than HS x 1997 $-$ 2003 & -0.032$ $(0.029) \\ 
  More than HS & 0.025$ $(0.015) \\ 
  More than HS x 1975 $-$ 1979 & -0.008$ $(0.014) \\ 
  More than HS x 1980 $-$ 1984 & -0.018$ $(0.015) \\ 
  More than HS x 1985 $-$ 1989 & -0.015$ $(0.016) \\ 
  More than HS x 1990 $-$ 1996 & -0.010$ $(0.018) \\ 
  More than HS x 1997 $-$ 2003 & 0.001$ $(0.018) \\ 
  & \\ 
                 \emph{Employment characteristics:} & \\
                 Never unemployed & -0.035$ $(0.011) \\ 
  Never unemployed x 1975 $-$ 1979 & 0.000$ $(0.012) \\ 
  Never unemployed x 1980 $-$ 1984 & -0.001$ $(0.012) \\ 
  Never unemployed x 1985 $-$ 1989 & 0.011$ $(0.014) \\ 
  Never unemployed x 1990 $-$ 1996 & 0.030$ $(0.015) \\ 
  Never unemployed x 1997 $-$ 2003 & -0.014$ $(0.015) \\ 
  Never self-unemployed & -0.038$ $(0.012) \\ 
  Never self-unemployed x 1975 $-$ 1979 & -0.028$ $(0.012) \\ 
  Never self-unemployed x 1980 $-$ 1984 & -0.034$ $(0.013) \\ 
  Never self-unemployed x 1985 $-$ 1989 & -0.054$ $(0.014) \\ 
  Never self-unemployed x 1990 $-$ 1996 & -0.045$ $(0.016) \\ 
  Never self-unemployed x 1997 $-$ 2003 & -0.042$ $(0.016) \\ 
  & \\ 
                  \emph{Family characteristics:} & \\
                  Always single & -0.011$ $(0.036) \\ 
  Always single x 1975 $-$ 1979 & 0.030$ $(0.037) \\ 
  Always single x 1980 $-$ 1984 & 0.033$ $(0.039) \\ 
  Always single x 1985 $-$ 1989 & 0.052$ $(0.042) \\ 
  Always single x 1990 $-$ 1996 & 0.040$ $(0.044) \\ 
  Always single x 1997 $-$ 2003 & 0.037$ $(0.043) \\ 
  Always married & -0.061$ $(0.015) \\ 
  Always married x 1975 $-$ 1979 & 0.024$ $(0.016) \\ 
  Always married x 1980 $-$ 1984 & 0.001$ $(0.017) \\ 
  Always married x 1985 $-$ 1989 & 0.027$ $(0.019) \\ 
  Always married x 1990 $-$ 1996 & 0.043$ $(0.020) \\ 
  Always married x 1997 $-$ 2003 & 0.054$ $(0.021) \\ 
  Never kids & 0.001$ $(0.019) \\ 
  Never kids x 1975 $-$ 1979 & 0.012$ $(0.020) \\ 
  Never kids x 1980 $-$ 1984 & 0.008$ $(0.021) \\ 
  Never kids x 1985 $-$ 1989 & -0.021$ $(0.022) \\ 
  Never kids x 1990 $-$ 1996 & 0.001$ $(0.023) \\ 
  Never kids x 1997 $-$ 2003 & 0.015$ $(0.022) \\ 
  Always kids & -0.015$ $(0.021) \\ 
  Always kids x 1975 $-$ 1979 & 0.002$ $(0.021) \\ 
  Always kids x 1980 $-$ 1984 & 0.022$ $(0.023) \\ 
  Always kids x 1985 $-$ 1989 & 0.003$ $(0.024) \\ 
  Always kids x 1990 $-$ 1996 & 0.005$ $(0.026) \\ 
  Always kids x 1997 $-$ 2003 & 0.015$ $(0.025) \\ 
  & \\ 
                         \emph{Study period beginning:} & \\
                         1975 $-$ 1979 & -0.001$ $(0.054) \\ 
  1980 $-$ 1984 & 0.005$ $(0.056) \\ 
  1985 $-$ 1989 & -0.028$ $(0.060) \\ 
  1990 $-$ 1996 & -0.056$ $(0.065) \\ 
  1997 $-$ 2003 & -0.004$ $(0.064) \\ 
  & \\ 
                    Constant & 0.100$ $(0.001) \\ 
 \hline \\[-1.8ex] 
Observations & \multicolumn{1}{c}{48,718} \\ 
R$^{2}$ & \multicolumn{1}{c}{0.009} \\ 
\hline 
\hline \\[-1.8ex] 
\textit{Note:}  & \multicolumn{1}{l}{Standard errors in parenthesis.} \\ 
\end{tabular} 
